Last updated : 01 Aug 2019    

Making A Difference For You

The Employees Provident Fund (EPF), established in 1951, is one of the oldest and largest retirement funds in the world. Its purpose has been to be a social security organisation primarily providing retirement benefits for private sector and pensionable employees in Malaysia.

From a modest membership of slightly above 500,000 in 1952, the EPF now maintains the accounts of more than 14 million members with total contributions reaching RM800 billion and total assets under management inching closer to a trillion ringgit.

Over the years, the EPF has proven to be a responsible and efficient custodian of its members' retirement savings, playing a significant role in society by providing a majority of Malaysians or their beneficiaries with a measure of financial protection. Which enables members to attain homes and higher education, and also as a means during retirement, death, disability or when seeking medical treatment.

Organisational Chart

Organisational Chart

There are currently more than 5,700 employees that make up the backbone of the EPF. As trustee to members' retirement savings, the espousal of trust-building behaviours, such as leading by example and personal integrity, are aligned across all levels within the EPF.
 

Impartiality and accountability are crucial to the success of EPF. Our board members assume the responsibility of setting the mission of the company and steering all our actions to adhere to that mission.

profile-image

Chairman

YBhg. Tan Sri Samsudin bin Osman

Deputy Chairman

YBhg. Dato' Siti Zauyah Md Desa

Government Representatives

YB. Tan Sri Datuk Amar Haji Mohamad Morshidi bin Abdul Ghani

Government Representatives

YBhg. Dato' Amir bin Omar

Government Representatives

YB. Datuk Hashim Paijan

Government Representatives

YBhg. Datuk Seri Borhan bin Dolah

Employers' Representatives

YBhg. Tan Sri Azman Shah bin Haron

Employers' Representatives

YBhg. Tan Sri Dato' Sri Lim Wee Chai

Employers' Representatives

YBhg. Datuk Mohd Hasnol bin Ayub

Employers' Representatives

YBhg. Datuk Dr. Ting Ding Ing

Employees' Representatives

Tuan Hj Adnan Mat

Employees' Representatives

Puan Catherine Jikunan

Employees' Representatives

Puan Hadiah binti Leen

Employees' Representatives

YBhg. Dato' Abdul Halim Mansor

Professional Representatives

YBhg. Datuk Thomas George a/l M.S George

Professional Representatives

Encik Zainal Abidin Kassim

Professional Representatives

Encik Khalid Hj Sufat

Ex-Officio

Tunku Alizakri Raja Muhammad Alias

Taking on the great duty of imparting strategic directions on investment related issues is our Investment Panel. They determine and approve investment activities in line with existing guidelines, policies on risk control and asset allocation.

 

Chairman

YBhg. Tan Sri Samsudin bin Osman

Ministry Of Finance (Deputy Chairman)

YBhg. Datuk Ahmad Badri bin Mohd Zahir

Bank Negara Malaysia

Adnan Zaylani Mohamad Zahid

Professional Representative

Mr David Lau Nai Pek

Professional Representative

Mrs. Rossana Annizah Ahmad Rashid

Professional Representative

YBhg. Dato' Md Agil Mohd Natt

Ex-Officio

Tunku Alizakri Raja Muhammad Alias

EPF senior management ensures organisational strategies and policies are met. They make certain the implementation of EPF's long and short term plans are done accordingly.

Chief Executive Officer

Tunku Alizakri Raja Muhammad Alias

Deputy Chief Executive Officer
(Investment Division)

Dato' Mohamad Nasir Ab. Latif

Deputy Chief Executive Officer
(Strategy Division)

Vacant

Deputy Chief Executive Officer
(Operations Division)

YBhg. Dato' Mohd Naim Daruwish

Head (Financial & Services Division)

Sazaliza Zainuddin

Head
(Digital Technologies Division)

Afhzal Abdul Rahman

Head of Department (Risk Management)

Cindy Tan Ler Chin

Head of Department (Property Management)

Tamilwanan a/l Palaniappan

Head of Department (Investment Compliance)

Noorhaslin Mohd Baseri

Head of Department (Operations Transformation & Coordination)

Ong Hock Chye

Head of Department (Enforcement)

Hardial Singh a/l Mitt Singh

Head of Department (Procurement Management)

Zalikar Yusoff

Head of Department (Private Market)

Rohaya Mohammad Yusof

Head of Department (Domestic Equity)

Zalinah A. Hamid

Head of Department (Capital Market)

Mohamad Hafiz Kassim

Head of Department (People Matters)

Mohamad Fahmi Abdul Rahim

Head of Department (Contribution)

Zainab Hamid

Head of Department (Registration & Support Operations)

Majidah Yahya

Head of Department (Equity Research)

Nor Azam Yahya

Head of Department (Integrity & Corporate Governance)

Nik Mohamed Yusoff Affendi Jaafar

Head of Department (Contact Management Centre)

Norizah Hassalli

Head of Department (Withdrawal Operation Management)

YBhg. Dato' Khalid Haron@Shahron

Head of Department (Quantitative & Performance Analysis)

Badrul Hisham Dahalan

Head of Department (International Equity)

Lim Tze Seong

Head of Department (Strategy Management)

Balqais Yusoff

Head of Department (Economic & Capital Market)

Nurhisham Hussein

Head of Department (Treasury)

Azizul Zainol

Head of Department (Legal)

Zaidatul Mazwin Idrus

Head of Department (Finance)

Nor Azian Mohd Noor

Head of Department (Services Network)

Mohd Rodzi Abu Bakar

Head of Department (Corporate Affairs)

Raja Zafura Raja Zain

Head of Department (EPF Learning Campus)

Suhaizam Ismail

Head of Department (Internal Audit)

Zaini Shaari

Head of Department (Digital Core Solutions)

Asha Bhaskaran

Head of Department (Digital Infrastructure)

Ravi Kumar

Head of Department (Digital Enterprise Solutions)

Eva Wu Tze Chyi

Head of Department (Digital Security)

Jasmine Goh

Head of Department (External Fund Managers)

Azhar Ahmad

Head of Department (Investment Operations)

Ahmad Ridzuan Wan Idrus

Highly experienced and talented people are embedded into our multiple divisions to ensure EPF runs smoothly to serve you more efficiently.


housing

Need Help?

Please quote your EPF member number or identification number (NRIC/Passport) and the subject of your query when contacting the EPF.

Customer Feedback

EPF office

Tan Sri Samsudin Osman

Tan Sri Samsudin Osman was appointed Chairman of the EPF Board beginning 1 February 2007.
A long-serving civil servant, Tan Sri Samsudin has served as President of Putrajaya Corporation, Chief Secretary to the Government, Director General of the Public Service Department, Secretary-General of the Ministry of Home Affairs, Secretary-General of the Ministry of Domestic Trade and Consumer Affairs, Federal Secretary of Sabah and Deputy Secretary-General of the Ministry of Transport.
Aside from being Chairman of the EPF, he currently serves as Chairman of Kwasa Land Sdn Bhd and a Director of Sime Darby Bhd. He is also Pro-Chancellor of Universiti Malaysia Terengganu, Chancellor of University College Bestari and Chairman of the Board of Trustees of the Mahathir Science Award Foundation.
He holds a Master of Public Administration from Pennsylvania State University, USA.

Datuk Siti Zauyah Md Desa

Datuk Siti Zauyah Md Desa was appointed to the EPF Board as a Government representative beginning 1 March 2016.
Datuk Siti Zauyah is the Deputy Secretary-General (Policy) at the Ministry of Finance. She currently sits on the Boards of Johor Corporation, Majlis Amanah Rakyat, Bank Kerjasama Rakyat Malaysia Bhd, Rakyat Management Services Sdn Bhd, Rakyat Hartanah Sdn Bhd, Rakyat Facility Management Sdn Bhd, Govco Holdings Bhd, Felda Global Ventures Holdings Bhd, Felda Holdings Bhd, Pengurusan Aset Air Bhd, Malaysia Digital Economy Corporation Sdn Bhd, Bintulu Port Holdings Bhd, Samalaju Industrial Port Sdn Bhd, National Trust Fund and Retirement Fund (Incorporated).
She holds a Bachelor of Science (Hons) in Quantity Surveying from University of Reading, United Kingdom; and a Master of Business Administration (International Banking) from University of Manchester, United Kingdom. She also holds a Diploma in Public Administration from the National Institute of Public Administration.

Tan Sri Datuk Amar Haji Mohamad Morshidi Abdul Ghani

Tan Sri Datuk Amar Haji Mohamad Morshidi Abdul Ghani was appointed to the EPF Board as a Government representative beginning 2 August 2009.
He began his career as Management Executive with Petronas in 1980 before joining the Sarawak Civil Service in 1988 as Director of Kuching North City Hall. He has 26 years of experience in various state government agencies, including in the Chief Minister's Department and the Ministry of Social Development and Urbanisation. Between 2006 and 2009, he held the posts of Deputy State Secretary (Planning and Development) and Deputy State Secretary (Administration, Security and Corporate Affairs).
He has been appointed to the current post as Sarawak State Secretary since August 2009. He also sits on the Boards of Universiti Malaysia Sarawak, Swinburne University, Sarawak Economy Development Corporation, Bintulu Port Holding (Petronas) and other state agencies and NGOs.
He holds a Bachelor of Economics (majoring in Statistics) from Universiti Kebangsaan Malaysia and a Master of Human Resources Management from University of Scranton, Pennsylvania, USA. He has also attended a Senior Executive Fellowship programme at Harvard University, USA.

YB. Dato’ Hashim Paijan

YB. Dato’ Hashim Paijan is the State Secretary of Sabah and has been appointed to the EPF Board as a Government Representative beginning 8 October 2018 up till 31 May 2019. He holds a Bachelor of Arts from University Malaya.

YBhg. Datuk Seri Borhan Dolah

YBhg. Datuk Seri Borhan Dolah is the Director General of Public Services, Public Service Department and has been appointed to the EPF Board as a Government Representative beginning 8 October 2018 up till 31 May 2019. He holds a Master of Public Administration from University of Harforn, USA.

YBhg. Dato’ Amir Omar

YBhg. Dato’ Amir Omar is the Secretary General of the Ministry of Human Resources and has been appointed to the EPF Board as a Government Representative beginning 4 November 2018 up till 31 May 2019. He holds a Bachelor of Arts in Economics from Manchester University, Manchester, United Kingdom.

Tan Sri Azman Shah Haron

Tan Sri Azman Shah Haron was appointed to the EPF Board as an Employers representative beginning 1 June 2007.
Tan Sri Azman is President of the Malaysian Employers Federation. He sits on the Board of various companies, including Alangka-Suka Hotels and Resorts Bhd, and various subsidiaries of Advance Synergy Bhd, including Cherating Holiday Villa Bhd.
He is also Chairman of the Consultative Panel for the Hospitality Industry at the Malaysia Productivity Corporation (MPC), Board Member of the MPC, Board Member of the Malaysian Industrial Development Authority, President and Board Member of Asean Tourism Association, CoChairman of the Working Group on Efficiency Issues and Chairman of the Industrial Advisory Committee, Department of Polytechnic in the Higher Education Department.
In addition, he is the Chairman of the Confederation of Asia-Pacific Employers, Chairman of Asean Confederation of Employers, Substantive Member on National Labour Advisory Council, Council Member of the National Wages Consultative Committee, Ministry of Human Resources, and Member of the Public Services Commission Malaysia.
He holds a Diploma in General Hotel Management from Holiday Inn University, USA.

Datuk Ahmad Badri Mohd Zahir

Datuk Ahmad Badri Mohd Zahir was appointed beginning 1 May 2014.
He was previously Senior Valuation Executive at CH William Talhar & Wong Sdn Bhd and a Director Advisor of the Asian Development Bank in Manila, the Philippines. He is also a Director of Syarikat Danajamin Nasional Bhd, Kuala Lumpur International Airport Bhd, DanaInfra Nasional Bhd, Perbadanan Kemajuan Negeri Selangor, Bank Simpanan Nasional, Lembaga Pembiayaan Perumahan Sektor Awam, Malaysia Development Holding Sdn Bhd and Members of the Corporate Debt Restructuring Committee Malaysia.
He holds a Degree in Land and Property Management from Universiti Teknologi MARA and a Master of Business Administration from University of Hull, United Kingdom.

Adnan Zaylani Mohammad Zahid

He is currently an Assistant Governor of BNM. He is a member of BNM's Monetary Policy Committee and Financial Stability Committee, and chairs the Financial Market Committee. He is also the Chairman of the Board of BNM Sukuk Berhad, a member of the Board Executive Committee of the International Islamic Liquidity Management Corporation, and Alliance for Financial Inclusion's Budget and Finance Committee.
Encik Adnan obtained his Master in Global Market Economy and Bachelor of Economy from London School of Economics and Political Science. He is also a member of the Financial Market Association of Malaysia.

David Lau Nai Pek

David Lau Nai Pek was appointed beginning 1 June 2009.
He has over 35 years of professional experience in finance and has led financial organisations in Australia, Brunei, China, Malaysia, New Zealand, the Netherlands and the United Kingdom. He retired from Shell Malaysia in August 2011 after serving Shell Group for about 30 years in various capacities. His major assignments included serving as Finance Director of Shell Malaysia, Finance Director of Shell China, Global Controller of the Exploration and Production Division of Royal Dutch Shell and Vice President, Finance of Shell International Exploration and Production B.V., the Netherlands.
He is currently a Non-Executive Director and Chairman of the Board Audit Committee of Axiata Group Bhd and two of its non-listed subsidiaries. He also sits on the Board of KKB Engineering Bhd.
He holds a Bachelor of Commerce from University of Canterbury, New Zealand, and is a member of the Malaysian Institute of Accountants and the New Zealand Society of Accountants.

Tunku Alizakri Raja Muhammad Alias

Tunku Alizakri has broad experience in policy development, strategic planning, communications, human resources and marketing. Prior to joining the EPF, he was the Chief Marketing Officer and Chief Operating Officer of the Iclif Leadership and Governance Centre.
He has also held the positions of Director of Strategic Management at Bank Negara Malaysia, Director and Head of Strategy and Corporate Affairs at DiGi Telecommunications, and Vice-President and Head of Group Strategic Planning at Maybank. He is currently a Board Member of KWASA Land Berhad, KWASA Utama Berhad and Dialog Group Berhad. He is also Vice-Chairperson of the Technical Commission on Organisation, Management and Innovation for International Social Security Association.
He holds a Master of Business Administration (MBA) from Cornell University and a Bachelor of Law (LLB) from King's College, University of London. He has practised as an advocate and solicitor in the courts of Malaysia and is qualified as a Barrister (Lincoln's Inn) in the courts of England and Wales.

Tunku Alizakri Raja Muhammad Alias

Tunku Alizakri has broad experience in policy development, strategic planning, communications, human resources and marketing. Prior to joining the EPF, he was the Chief Marketing Officer and Chief Operating Officer of the Iclif Leadership and Governance Centre.
He has also held the positions of Director of Strategic Management at Bank Negara Malaysia, Director and Head of Strategy and Corporate Affairs at DiGi Telecommunications, and Vice-President and Head of Group Strategic Planning at Maybank. He is currently a Board Member of KWASA Land Berhad, KWASA Utama Berhad and Dialog Group Berhad. He is also Vice-Chairperson of the Technical Commission on Organisation, Management and Innovation for International Social Security Association.
He holds a Master of Business Administration (MBA) from Cornell University and a Bachelor of Law (LLB) from King's College, University of London. He has practised as an advocate and solicitor in the courts of Malaysia and is qualified as a Barrister (Lincoln's Inn) in the courts of England and Wales.

Tunku Alizakri Raja Muhammad Alias

The Chief Executive Officer (CEO) is responsible for the EPF's entire operations. He provides guidance and advice, as well as leadership to the senior management team to ensure organisational strategies and policies are met.
The CEO also oversees the implementation of the EPF's long and short term plans, and is the direct liaison between the management and the Board. Departments that report directly to the CEO are the Risk Management Department, Internal Audit Department, Integrity & Corporate Governance Department and Information Technology Department.

Tunku Alizakri Raja Muhammad Alias

The Strategy Division enables the EPF to achieve its mission and vision by ensuring the mid and long term plans and strategies are implemented, while maintaining EPF's good reputation. In addition to ensuring proper implementation of the plans, the division also has the responsibility to provide oversight on strategic issues pertaining to human capital as well as talent development.
Departments under the purview of the Strategy Division are Strategy Management Department, People Matters Department, Corporate Affairs Department and the EPF Learning Campus.

Dato' Mohamad Nasir Ab. Latif

The Investment Division plans and directs the EPF's investment activities, ensuring they are in accordance with the EPF's risk-return profile. The division also sets a strategic focus to generate sustainable income and growth through prudent investments.
Departments under the Investment Division responsible for fund management covering multiple asset classes include the Equity Research Department, Domestic Equity Department, Economics & Capital Market Department, Quantitative & Performance Analysis Department, Global Equity Department, Capital Markets Department, Private Markets Department, Treasury Department.

Dato' Mohd Naim Daruwish

The Operations Division oversees a broad portfolio of operational services and support functions that give particular emphasis on performance management, effective service delivery as well as contractual requirements.
Departments under the purview of the Operations Division are the Services Network Department, Registration & Operations Support Department, Withdrawal Operations Management Department, Operations Transformation & Coordination Department, Contact Management Centre Department, Property Management Department, Enforcement Department and the Contribution Department.

Sazaliza Zainuddin

The Chief Financial Officer (CFO) is responsible for ensuring that overall operations of the Finance and Services Division are conducted in an effective and efficient manner. Departments under the CFO's purview are the Finance Department, Investment Compliance Department, Legal Department and the Procurement Department.

YBhg. Tan Sri Dato' Sri Lim Wee Chai

Tan Sri Dr Lim Wee Chai was elected to the EPF Board representing Employers on 1 July 2015.
Tan Sri Dr Lim is the Executive Chairman and Founder of Top Glove Corporation Bhd. Under his visionary stewardship, the company which was established in 1991, has emerged the world's largest manufacturer of gloves.
He has also been involved in many associations and organisations in Malaysia. He is currently serving as the Honorary President of the Associated Chinese Chambers of Commerce and Industry of Malaysia. He also holds the role of Life Honorary Adviser of the Federation of Chinese Associations Malaysia. In addition to this, he was also appointed as Director and Board Member of University of Malaya.
Previous positions held by Tan Sri Dr Lim include President of the Federation of Malaysian Manufacturers and President of the Malaysia Rubber Glove Manufacturers' Association. In addition, he was also the Director of the Association of Malaysia Medical Industries, Board Member of the Malaysia Rubber and Council Member of the East Asia Business Council.
He graduated with a Bachelor of Science Degree with Honours in Physics from University Malaya and earned his Master of Business Administration from Sul Ross State University, Texas, United States. In 2015, he obtained his PhD in Management from University of Selangor and in 2016, was conferred an Honorary Doctorate in Business Administration by Oklahoma City University, United States.

YBhg. Datuk Mohd Hasnol bin Ayub

Datuk Mohd Hasnol Ayub was appointed to the EPF Board as an Employers representative beginning 1 June 2009.
In addition to his responsibility as Executive Director/Chief Executive Officer of the Institute for Development Studies Sabah, he is also President of the Sabah Bumiputera Chamber of Commerce.
He holds a postgraduate Diploma in Business Administration and a Master Degree in Business Administration, both from the University of Wales, Cardiff, United Kingdom.

YBhg. Datuk Abang Haji Abdul Karim bin Tun Abang Haji Openg

Datuk Abang Haji Abdul Karim Tun Abang Haji Openg was appointed to the EPF Board as an Employers representative beginning 13 July 2013.
Datuk Abang Haji Abdul Karim has served as Senior Independent Non-Executive Director of Ta Ann Holdings Bhd since 2 October 1999 and Chairman of Brooke Dockyard and Engineering Works Corporation. He has held various public positions, including as President of Sarawak Chamber of Commerce and Industry, and a member of the general committee of the Malaysian International Chamber of Commerce and Industry representing Sarawak, and Co-Chairman of Sarawak SEMUDAH Task Force.
He is also Deputy Chairman of Sarawak Convention Bureau, Board Member of Malaysia Productivity Corporation, Permodalan Satok Bhd, Amanah Saham Sarawak Bhd and Member of Lembaga Baitulmal and Wakaf Sarawak. He was founding Director of BIMP-EAGA Business Council and the first Chairman of BIMP-EAGA Malaysian Business Council Sarawak Chapter.
He holds a Bachelor of Economics (Hons) from Universiti Malaya and a Master of Management from the Asian Institute of Management, the Philippines.

Tuan Hj Adnan Mat

Tuan Haji Adnan Mat was appointed to the EPF Board as an Employees representative beginning 1 June 2017.
A civil servant with long-standing union track record, he is the secretary general of the Congress of Unions of Employees in the Public and Civil Services (CUEPACS), and the Deputy President of the Amalgamated National Union of Local Authorities Employees (ANULAE).
He is an assistant environmental health officer attached with the Sungai Petani Municipal Council in Kedah. He is currently seconded to the Public Service Division's Remuneration Division after being elected as the chairman of the National Joint Council for Science and Technology Employees in the Implementer Group.
In his capacity as the secretary-general of CUEPACS, he has also been appointed as a Permanent Member of the National Labour Advisory Council under the Human Resources Ministry of Malaysia.
He is also actively involved in the cooperative movement in line with his appointment as KOSPETA Malaysia Bhd's Co-operative Assistant Secretary (Koop Negara No 66).
He received his education at the Public Health Institute of Kuala Lumpur.

Puan Catherine Jikunan

Catherine Jikunan was appointed to the EPF Board as an Employees representative beginning 1 June 2013.
She has been a Board member representing employees at the Social Security Organisation since 2009 and a member of the Appellate Board from 2005. She has also been representing employees in Sabah on the National Wages Consultative Council since 2010 and sits on the Sabah Industrial Court Panel since 2005. She is Secretary of the Malaysian Trades Union Congress, Sabah; Deputy Treasurer of the Federation of Bank Employees Malaysia and Vice-President of the Union Network International Asia Pacific.
She graduated with a Diploma in Banking and a Bachelor of Corporate Administration with Honours, both from Universiti Teknologi Mara. She also obtained a Master in Labour Policies and Globalisation from University of Kassel and Berlin School of Economy, Germany.

Puan Hadiah binti Leen

Hadiah Leen was appointed to the EPF Board as an Employees representative beginning 1 February 2012.
She is an employee of Hong Leong Bank Bhd in its Satok Branch, Kuching. She has a strong record of trade union activity. Since 2001, she has been President of the Sarawak Bank Employees' Union as well as head of Women of the Malaysian Trades Union Congress, Sarawak Division. She became a member of the Executive Council of the UNIApro Region in 2005 and was reappointed in 2015. She is a member of the panel representing workers in the Industrial Court in 2010 and was reappointed in 2015. She is also a member of the International Society for Labour and Social Security Law, Malaysia.
She holds a Diploma in Business Administration from the Institute of Professional and Managerial Administration, Kolej Putra, Kuala Lumpur; a Diploma in International Labour Standards, Fundamental Principles and Rights at Work from the International Labour Organisation Centre in Turin, Italy; and a Certificate in Personnel Management from the Malaysian Institute of Human Resources Management. She completed the Malaysian Women Directors Programme at the NAM Institute for the Empowerment of Women in 2013.

Dato' Abdul Halim Mansor

Dato Abdul Halim Mansor was appointed to the EPF Board as an Employees representative beginning January 2017.
He is President of the Malaysian Trades Union Congress since 2016. He is also the Secretary-General of the National Union of Petroleum and Chemical Industry Workers, a position he assumed since 1986.
An active union member with strong trade union record, he brings with him vast knowledge and experience pertaining to labour law, employment policy, industrial relations and occupational safety. He was previously a Director on the Board of the Social Security Organisation of Malaysia (SOCSO), a member of the National Labour Advisory Council, Panel Member of the Industrial Court and Panel Member of the SOCSO Appeals Board.
He is currently attached to Nylex (Malaysia) Sdn Bhd.

YBhg. Datuk Thomas George a/l M.S George

Datuk Thomas George was appointed to the EPF Board as a Professional representative beginning 1 June 2013.
He served as Deputy Director before being appointed as the Director of Planning and Research in the Public Service Department, and Senior Project Coordinator of Management Development and Quality Programme at the National Institute of Public Administration. Datuk Thomas George was Secretary-General of the Ministry of Human Resources from 27 May 2006 until 21 April 2009 and Secretary-General of the Ministry of Works from 22 April 2009 until he retired.
He holds a Master in Public Administration from George Washington University, USA.

Encik Zainal Abidin Mohd Kassim

Zainal Abidin Mohd Kassim was appointed to the EPF Board as a Professional representative beginning 1 June 2015.
He is currently Director and Senior Partner of Actuarial Partners Consulting Sdn Bhd (formerly known as Mercer Zainal Consulting Bhd). He was previously President of the Actuarial Society of Malaysia, a position which he held from 1987-1988 and has worked at Prudential Assurance in the United Kingdom. He is a Fellow of the Actuarial Society of Malaysia and Associate of the Actuarial Society, USA.
He obtained his Bachelor of Science in Actuarial Science from City University, London, and is a Fellow of the Institute of Actuaries.

Encik Khalid Hj Sufat

Khalid Sufat was appointed to the EPF Board as a Professional representative beginning 1 June 2017.
An accountant by profession, he has considerable experience in the banking industry having held several senior positions, namely as Managing Director of Bank Kerjasama Rakyat Malaysia Bhd; General Manager, Consumer Banking of Malayan Banking Bhd; and Executive Director of United Merchant Finance Bhd.
He had previously managed three listed companies, namely, as Executive Director of Tronoh Mines Malaysia Bhd, as Deputy Executive Chairman of Furqan Business Organisation Bhd and as Group Managing Director of Seacera Tiles Bhd.
His directorships in other public companies include UMW Holdings Bhd and Chemical Company of Malaysia Bhd.
He is a Fellow Member of the Association of Chartered Certified Accountants (UK), a member of the Malaysian Institute of Certified Public Accountants and the Malaysian Institute of Accountants.

Rossana Annizah Ahmad Rashid

Rossana Annizah Ahmad Rashid was appointed beginning on 1 June 2015.
Rossana is an Independent Non-Executive Director of IHH Healthcare Bhd (IHH). She serves on the Boards and certain Board Committees of IHH subsidiaries, namely Parkway Pantai Limited and Acibadem Saglik Yatirimlari Holding A.S. Group. She is also a Non-Executive Director of Parkway Trust Management Limited (PTM), an indirect wholly-owned subsidiary of IHH. PTM manages Parkway Life Real Estate Investment Trust and is listed on the Singapore Exchange Securities Trading Limited. In 2016, she was appointed Country Chairman of the Jardine Matheson Group of Companies in Malaysia. Subsequently she joined the Board of Cycle & Carriage Bintang Bhd, a member of the Jardine Matheson Group, as Non-Independent Non-Executive Director. In May 2017, she was appointed Independent Non-Executive Director of Celcom Axiata Bhd.
Prior to her current roles, Rossana is a career professional holding leadership positions in the telecommunication and banking sectors. She previously served in various senior management roles with TIME dotCom Bhd, Maxis Bhd and RHB Bank Bhd, after beginning her banking career with Citibank Malaysia.
With a combined 30 years of experience, Rossana has broad experience in business strategy, identifying sustainable monetisation models, understanding customers and competition, as well as the need for reviewing monetisation models focusing on both revenue management and cost management.
Rossana graduated in Bachelor of Arts in Banking and Finance from Canberra College of Advanced Education, Australia (now known as University of Canberra).

YBhg. Dato' Md Agil Mohd Natt

Dato Md Agil Mohd Natt was appointed on 1 June 2017.
He started his career as Corporate Finance Manager with Bumiputra Merchant Bankers Bhd in 1977 before serving as Senior General Manager with Island & Peninsular Bhd. He was also the Chief Representative of Kleinwort Benson Limited before joining the Maybank Group in 1995 where he served as Senior General Manager, Corporate Banking, Chief Executive Officer of Aseambankers Bhd (now known as Maybank Investment Bank Bhd), and Deputy President/Executive Director of Maybank.
Prior to his retirement from his corporate career in 2011, he was the President and Chief Executive Officer of the International Centre for Education in Islamic Finance, the Global University of Islamic Finance.
He currently holds independent non-executive roles in several banking and financial corporations, including as chairman of the Credit Guarantee Corporation Malaysia Bhd, Manulife Insurance Bhd, and Manulife Asset Management Services Bhd. He also sits on the board of the Export-Import Bank of Malaysia Bhd, Cagamas Bhd, Sogo (KL) Sdn Bhd and Sogo (KL) Department Store Sdn Bhd. He is also a member of the Board of Trustees of Yayasan Tun Abdul Razak.
He holds an honours degree in Economics from Brunel University London, a Master's degree in Finance from Cass Business School London, and attended the Advance Management Programme with the Harvard Business School, USA.

Tamilwanan a/l Palaniappan

The department ensures a work environment that is conducive and secure for EPF employees and its customers. In doing this, the department also ensures all related local authorities regulations are complied with.

Cindy Tan Ler Chin

The main objective of the department is to be the centre of excellence in risk management and governance, providing robust and world-class capabilities in supporting the EPF's strategic objectives.

Noorhaslin Mohd Baseri

The department oversees the compliance of all investments to internal policy and external regulations, settlement of investment trades and investment record-keeping. It is also the custodian for Data Loss Protection and the Chinese Wall Policy for the EPF.

Ong Hock Chye

The department is responsible for carrying out research, continuous improvements and breakthrough change, to transform and coordinate operational processes, and to address future needs and expectations in a dynamic and complex environment. The department also drives various initiatives to embed quality and innovative culture among EPF employees.

Hardial Singh a/l Mitt Singh

The department is responsible in ensuring every employer remits EPF contributions on behalf of their employees, in accordance with the EPF Act 1991. This department also ensures that employees' interest are well taken care of through effective and comprehensive complaint management.

Zalikar Yusoff

The department is responsible for the acquisition of goods and services according to the EPF procurement policies and procedures. It also ensures an efficient, effective and ethical procurement process to achieve the best value for money while practicing good governance.

Rohaya Mohammad Yusof

The department sources, evaluates and executes opportunities that meet the EPF's risk-return profile. The department manages three asset classes, namely Real Estate, Private Equity and Infrastructure.

Mohamad Fahmi Abdul Rahim

The department oversees the strategic implementation of the Human Resource (HR) value chain through project management. It also provides internal services with regards to HR matters for all EPF's organisational divisions that include, but are not limited to, talent management, rewards and human resource strategy.

Zalinah A. Hamid

The department manages the domestic equity portfolio based on asset allocation and approved investment mandates, while optimising investment returns within the permitted risk parameters through internal and external portfolio managers.

Mohamad Hafiz Kassim

The department is responsible for Fixed Income investments and Corporate Finance activities. The fixed income portfolio covers conventional and Islamic instruments across domestic and global markets. In addition, it oversees fixed income investments that are managed by external fund managers.

Zainab Hamid

The department ensures all contributions received are receipted and credited into members' account accurately and within the stipulated time. The department is also responsible for maintaining and updating member accounts.

Majidah Yahya

The department is responsible for the registration of members, employers and members' nominations. It also provides support services to the Contribution Department, Withdrawal Operations Management Department and Petaling Jaya Branch in maintaining employers' and members' records, as well as matters pertaining to administration and finance.

Nor Azam Yahya

The department's main function is to analyse and evaluate public-listed companies invested by the EPF and conduct ESG surveillance on those companies.

Nik Mohamed Yusoff Affendi Jaafar

The department is responsible for positioning EPF as an organisation that practises high standards of integrity in its conduct. The department also plays a role in educating and communicating to EPF employees and stakeholders on the importance of integrity and ethical practices within the organisation.

Norizah Hassalli

The EPF Contact Management Centre manages all customers communication channels of the EPF, and is responsible for ensuring excellent customer relations and monitoring of the EPF's customer satisfaction and experience index.

YBhg. Dato' Khalid Haron@Shahron

The department oversees all withdrawal schemes and ensures that all withdrawal applications are processed in a timely and cost-efficient manner, while adhering to all stated procedures.

Badrul Hisham Dahalan

This department is responsible for the strategic asset allocation, investment budgeting and investment performance analysis to ensure investment returns are optimised within given levels of risk, in line with the EPF's investment objectives. It also carries out the supervision of Fund Management Institutions (FMIs) under the Members Investment Scheme (MIS) as well as fund accounting for the EPF's externally managed funds.

Lim Tze Seong

The department manages international equity investments through internal and external portfolio managers, guided by the strategic intent of becoming a leading global equity investment manager in the pensions industry while meeting stakeholders' needs.

Balqais Yusoff

The department is responsible for charting the organisation's future direction and to translate corporate strategies into deliverables. It also manages relationships with key stakeholder groups to drive policy formulation, create new products and services that enhance the well-being of the EPF members and ultimately help them achieve a better future.

Nurhisham Hussien

The department monitors developments in the economies that the EPF invests in. This provides insight for the formulation of investment strategy and portfolio allocation, while taking into account market risk factors.

Azizul Zainol

The department manages the daily cash flow to ensure that an optimum cash level is maintained in order to meet the EPF's commitments, and to maximise returns through investment in fixed income portfolio comprising Government securities and equivalents. It also manages the EPF's foreign exchange requirements and hedges against foreign exchange and interest rate risks.

Ja'afar Rihan

The department acts as the secretariat to the Shariah Advisory Committee of the EPF, responsible for undertaking shariah governance activities related to shariah advisory, compliance and risk on the operations and investment of Simpanan Shariah.

Zaidatul Mazwin Idrus

The department acts as the legal advisor and secretariat to the EPF Board, responsible for initiating legal actions against employers, members or any party that do not comply with provisions under the EPF Act 1991 and its subsidiary laws.

Nor Azian Mohd Noor

The department manages and controls the financial functions of the EPF which include budgeting, payment, taxation and financial reporting.

Mohd Rodzi Abu Bakar

The department is responsible for providing support services throughout the EPF's network of branches. In addition, the department also monitors the effectiveness and efficacy of EPF's services across its Electronic Channels, Retirement Advisory Counters, Services Counters, Mobile Teams and Branch Operation Management Section.

Nurini Kassim

The department is responsible for safeguarding the EPF's brand and reputation as a premier social security organisation through strategic communications and public relations.

Suhaizam Ismail

The ELC is responsible for formulating and driving the corporate learning roadmap of the EPF, facilitating informal learning through knowledge management supported by a comprehensive knowledge and learning infrastructure.

Zaini Shaari

The department provides independent, objective assurance and consulting services designed to add value and improve the EPF's operations. The department helps the EPF accomplish its objectives by bringing a systematic and disciplined approach to evaluate and improve the effectiveness of risk management, internal controls and governance processes.

Ahmad Ridzuan Wan Idrus

The Investment Operations Department is the Investment Division’s Business Partner in matters relating to information technology, investment accounting for subsidiaries and associates, resources and human capital development. The department also assist the Corporate Affair Department in communication matters relating to investment issues.

Eva Wu Tze Chyi

The Digital Enterprise Solutions Department is responsible to design, develop, test and implement solutions for the enterprise support functions that satisfies EPF’s informational, operational, and management requirements in an efficient and effective manner.

Azhar Ahmad

External Fund Managers Department is responsible to supervise external managers according to industry best practices in order to optimize investment returns within tolerable risks through diversification by appointing leading domestic and global fund managers in the respective asset class.

Jasmine Goh

The Digital Security Department is responsible to protect the confidentiality, integrity and availability of critical information and assets. The department develops and enforces the digital security policies and procedures based on industry standard, best practices and relevant regulator’s guidelines.

Ravi Kumar

The Digital Infrastructure Department is responsible for planning, provisioning, managing and maintaining EPF’s digital technology infrastructure. The department endeavors to support the IT capacity and performance that is required to run EPF’s business operations by implementing robust, resilient, recoverable and secured digital infrastructure that complies with EPF’s technical architecture.

Ravi Kumar

The Digital Core Solutions Department is responsible to design, develop, test and implement solutions for the Core Provident Fund System, Business Intelligence and related applications that satisfies EPF’s informational, operational, and management requirements in an efficient and effective manner.

Raja Zafura Raja Zain

The department is responsible for safeguarding the EPF’s brand and reputation as a premier social security organisation through strategic communications and public relations.

Afhzal Abdul Rahman

The Digital Technologies Division enables and supports EPF's business and operations by architecting, establishing, and operating digital technology solutions and services that are customer centric, innovative, robust and secured. Departments under the purview of the Digital Technologies Division are Digital Architecture, Digital Core Solutions Department, Digital Enterprise Solutions Department, Digital Infrastructure Department, Digital Security Department and Digital Service Management.