Housing-related withdrawals are available for members for who are Malaysian citizens or holder of Permanent residence status. Expatriate members, who became a member of the EPF before 1 August 1998, are also eligible.

Also eligible are Malaysian citizens who have withdrawn their savings under the Leaving the Country Withdrawal scheme before 1 August 1995, but subsequently elected to re-contribute to EPF.

In addition, you must have remaining balance in Account II to be eligible to apply. Another pre-condition is that you have not reach 55 years of age at the time your application is received.

Specifically for withdrawals to reduce housing loans, you must have at least RM500 balance in your Account II.

For withdrawals to buy or build a house, there are other conditions that must be met before you become eligible. These conditions are related to the type of houses you are buying or building, as well as the source of financing you obtained for that purpose.

See:

• Buying House Withdrawal Scheme
• Building House Withdrawal Scheme
• Reducing Housing Loan Withdrawal Scheme