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EPF :: Savings for Old Age
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Conditions of Withdrawal

Investment Withdrawals are applicable to members who have savings of at least RM5,000 more than basic savings required in Account 1, and have not reached 55 years of age. For qualified members, they can invest part of this savings in unit trust through external fund managers appointed by the Ministry of Finance.

The amount of savings that can be invested must not be less than RM1,000 and not more than 20 per cent of the amount exceeding the required basic savings in Account 1.

No direct investments are allowed. You are also not allowed to make additional investments using your own money.

Investment withdrawals can be made every 3 months after the date of the last application is approved, subject to the availability of the required balance in Account 1.

See:

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