Application can be submitted via submission at counter or by post.

Submission at Counter

You need to produce:

• Completed KWSP 9C (AHL) form
• Supporting documents (original and photocopy)
   
  • Identification Card / Military Identification Card / MyKad
    OR
  • Police Identification Card affixed with your right and left thumbprint impressions on its copy and Certifying Letter from your employer confirming that your police number and Identification Card number refer to the same person;
  • Personal Savings Account Passbook / Statement or Personal Current Account Statement which is still active; (To be certified by authorised EPF Officer or relevant Bank Officer); and
  • House Construction Agreement containing your name or the names of all applicants for joint withdrawal and that is executed not more than 3 years from the date the application is received by the EPF; and
  • Sales and Purchase Agreement of the land (if the date of purchase is within 2 years from the date of House Construction Agreement); and
  • Deed of Title of the land in your name or your spouse; and
  • House plan, which is approved by the Local Authority;
    OR
    House plan and a letter confirming the construction of house from the authority for houses built outside the city council region; and
  • Proof of husband and wife relationship such as Marriage Certificate or Children's Birth Certificate if the land is in your spouse's name.

If you have obtained a housing loan, the following documents are required:

• Housing Loan Approval Letter (if the loan approval is less than one year);
  OR
• Housing Loan Approval Letter and Housing Loan Agreement / Mortgage Form 16A (if the loan approval has been more than one year).

If you self-financed the purchase of the house, the following additional documents are required:

• Proof of payment of at least 20% of the construction cost such as:
  • Payment receipt;
  • Bills for the purchase of building materials; or
  • Confirmation letter of payment from the contractor.
• Architect Certificate with not less than 20% of construction progress ;
• Location plan of the construction site.

For the construction of a Long-House in Sabah and Sarawak, the following documents are required:

• Declaration of Oath from the member regarding the construction of the house;
• Letter of consent from the Headman/Tribesman and endorsed by the Land Survey Department;
• A photo of you captured with the Headman/Tribesman in front of the long-house; and
• Proof of payment of at least 20% of the construction cost.

For construction of a Second House, the following documents are required:

• Supporting documents (original and photocopy) as listed for withdrawal submission above where relevant; and
• One of the following documents as the proof of sale of the first house:
  • Transfer of ownership document Form KTN 14A duly completed by the Land Office;
  • Deed of Assignment between you and the purchaser;
  • Deed of Title in the name of the purchaser AND Sales and Purchase Agreement between you and the purchaser;
  • Real Property Gains Tax Form (CKHT 5) AND Sales and Purchase Agreement between you and the purchaser;
  • Public Auction Form (KTN 16F or KTN 16I) AND confirmation from the bank;
  • Transfer of property ownership through a Court Order to any party AND Divorce Papers (for divorced cases); or
  • Official Search from the Land Office showing your name and the new owner AND Sales and Purchase Agreement between you and the purchaser.

By Post
You are required to produce the completed KWSP 9C (AHL) Withdrawal Form along with photocopies of the said documents mentioned above certified by certifying officers authorised by the EPF.

Applications can be sent to:

The Employees Provident Fund
Locked Bag No. 220,
Jalan Sultan,
46720 Petaling Jaya,
Selangor, Malaysia.

Note: You are required to furnish your full address in Form KWSP 9C (AHL). Any change of address after submitting this application must be notified to the nearest EPF office.