Last updated : 28 Sep 2022    


Housewives can now opt in for the EPF contributions via our new special incentive under Kasih Suri Keluarga Malaysia KWSP. Kasih Suri Keluarga Malaysia KWSP is catered specially to ensure the wellbeing of housewives and acknowledge your contribution to your families and the development of the country.


  • Receive government contribution of  RM480 per annum 
  • Contribute according to your own time and within
    your own financial ability and still be able to make withdrawals subject to established terms & conditions
  • Earn annual EPF dividend
  • Death Benefit: RM2,500*
  • Incapacitation Benefit: RM5,000*

          **subject to EPF terms and conditions


Who Can Contribute



Husband to wife

Husband to eligible spouse



Malaysian Citizen


Below 55 years of age


Wife of Head of Household (HOH)/Female HOH 


Housewives who are registered in the National Database on Poverty (eKasih) as of 30 November 2021


Must contribute a minimum of RM5 per month or RM60 per annum into your EPF account

Payment Methods and Channels

Mobile App Internet Banking Registered Bank Agent Bank Agent Counters EPF Counters

The amount limit is a minimum of RM10 and up to a maximum of RM60,000 per year. Click here for more info.

Online transfer

  • Alliance Bank
  • Bank Islam
  • Bank Muamalat
  • BSN
  • CIMB Bank
  • Hong Leong Bank
  • Kuwait Finance House
  • Maybank
  • MBSB
  • Public Bank
  • RHB Bank

Bank Agent (EB) BSN


  • BSN
  • Maybank
  • Public Bank
  • RHB Bank - Only payment via Debit Card and Debit transfers are accepted.

Cash (RM500 maximum)/cheque at all EPF counters in state capital including KWSP Muar.

*Up to 14 working days may be needed before contribution is reflected in your statement.
**We do not encourage members to make cash payment at the EPF counter especially for large amounts.

Payment Limit

Minimum (RM only)

No limit

Maximum (RM only)

RM60,000 yearly for all Voluntary Contribution (Self Contribution, i-Saraan, Kasih Suri Keluarga Malaysia KWSP, Top-up Savings Contribution – effective January 2013)

What You Need

  • MyKad
  • Kasih Suri Keluarga Malaysia KWSP Payment can be made by using Form KWSP 6A (2) if it is made through Bank agent counters or EPF counters