Last updated : 09 Jan 2020    

 Unclaimed Contribution

For those who are looking for ways to contribute to the retirement wellbeing of your loved ones, you can do so through our Top-Up Savings facility. With this facility, the Topper may voluntarily make additional contributions to your family members (Toppee) EPF account.

Who Can Contribute

Children to parents

Children to parents

Wife to Husband

Wife to Husband

Parents to Children

Parents to Children

Husband to wife

Husband to wife



  • EPF Member
  • Malaysian, Permanent Resident & Non-Malaysian EPF Member (before 1 Aug 1998)
  • Below age 55


EPF or non-EPF Member


Important Reminder

1.Requestor needs to register as topper/toppee before making payment by filling up the 'Borang Penambah Simpanan/Penerima Simpanan-KWSP 3B'.
2.Total of all Voluntary Contribution is subject to a maximum of RM60,000 per year.
3.Topping up can be done at any time until the member (toppee) reaches the age of 55.
4.Toppers do not necessarily have to be an EPF Member.

Payment Methods and Channels

  • EPF Counters (All EPF counters in state capital including KWSP Muar)

​​​​Cash (RM500 maximum) / cheque


Payment Limit

Minimum (RM only)

No limit

Maximum (RM only)

RM60,000 yearly for all Voluntary Contribution
(Self Contribution, i-Saraan, i-Suri,Top-up Savings Contribution - effective January 2013)

What You Need

  • MyKad
  • Birth certificate
  • Marriage certificate