Muslim members planning to perform hajj can now use your savings from Akaun Sejahtera to supplement your savings at Lembaga Tabung Haji (LTH) for hajj expenses.
Who Can Apply


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Below 55 years of age
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Selected for hajj by LTH
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Never applied for hajj withdrawal
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Insufficient savings in LTH

What You Can Withdraw

Difference in total cost for hajj with member's LTH savings account balance subject to a maximum amount of RM3,000.00
Account Sejahtera balance (whichever is lower)
*The total cost for hajj prescribed by LTH depends on the actual cost according to the hajj seasons. For members performing hajj for the second time and beyond, the above difference in total cost does not include the cost of hajj visa.

Required Documents

To apply, bring along the following documents to your nearest EPF office:
  • MyKad
  • Offer letter from LTH with the status 'SELECTED'
  • LTH Savings Account Statement (the savings balance denotes the amount of money present in the member's LTH Savings Account as of the date when the Hajj Offer Letter was issued)
*Members are not required to fill out an application form but will need to affix your thumbprints on a ‘Notice of Withdrawal Application Confirmation’ as proof of withdrawal application.

Refund of Withdrawal

Hajj Withdrawal (Refund Terms) Accordion

Who Can Apply

Asset Publisher

Death Benefit
Subject to EPF terms and conditions.
Tax Exemption
Subject to IRB terms and conditions.
Annual Dividend
Enjoy annual dividends on top of your retirement savings.
Special Incentive
Up to 15% of total contribution or max RM300 this year.

Additional Information