The EPF gives members with more than RM1 million in savings the flexibility to withdraw and manage excess savings on your own.
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Malaysian & Non-Malaysian​
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Below 55 years old​
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Have savings exceeding RM1 million with the EPF.​

What You Can Withdraw

Any amount if it exceeds RM1 million in savings​

Required Documents And Information

More Than RM1 Million Savings Accordion

Additional Information

More Than RM1 Million Savings (Payment/Reminder) Accordion

Payment Methods

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  1. Local Payments

    a. Full payment in Ringgit Malaysia (RM) will be credited to your account
    If you hold an active account with our panel bank and your identification number matches the bank records.

    b. You will be issued a Bankers Cheque
    If payment to your account is unsuccessful.
  2. Overseas Payments

    a. Full payment will be made via Foreign Demand Draft in the currency of your choice
    If your preferred currency is included in our list of approved currencies.

    b. Full payment will be made via Foreign Demand Draft in US Dollars
    If your preferred currency is not available on our approved list.

Important Reminder

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  1. Certify your documents
    Ensure ALL copies of documents have been certified and acknowledged by the authorised persons.
    (complete with name, designation and official stamp except for copies of documents which require certification by an EPF officer)

    Authorised Persons

  2. Double check your panel banks
    Refer to the list of EPF panel banks for direct crediting of payment into member’s account.

    EPF Panel Banks

  3. Submit to EPF
    Send your completed submissions at your nearest EPF Counter or mail it to the EPF.
    Post to EPF:

    P.O. Box 00220 Jalan Sultan,
    46720 Selangor Darul Ehsan.

    Find EPF Near You

  4. Need more information?
    Refer to our product brochure for additional information.

    Download Brochure