Last updated : 07 Nov 2023    

EPF- self contribution saving

The EPF contribution is not limited to those required under the EPF Act 1991. Voluntary participation of those who are not covered under the EPF Act is strongly encouraged. Furthermore, it is an advantage to have savings set aside for your future retirement.

Who Can Apply


EPF- requirement Malaysian

Malaysian citizen &  Permanent Resident

EPF- registered member

Registered EPF member

EPF- Below 75 Years Old

Below 75 years of age

Payment Methods and Channels

  • Mobile App
    • Electronic payment via i-Akaun (Member) application. Click here for more info.

  • Internet Banking

    Electronic payment via:

    1. Alliance Bank
    2. Bank Islam
    3. Bank Muamalat
    4. BSN
    5. CIMB Bank
    6. Hong Leong Bank
    1. Kuwait Finance House
    2. Maybank
    3. MBSB
    4. Public Bank
    5. RHB Bank
    6. Ambank
  • Registered Bank Agent
  • Bank Agent Counters

    Electronic/cash payment via bank agent counters:

    • BSN

    • Maybank

    • Public Bank

    • RHB Bank - Only payment via debit card and debit transfers are accepted.

    Note: Please attach Self-Contribution Payment Form - KWSP 6A (1)

  • EPF Counters
    • Electronic/cash payment at EPF counters. Cash (RM500 maximum)/cheque at all EPF counters in state capital including KWSP Muar.

    Note: Please attach Self-Contribution Payment Form - KWSP 6A (1)

  • Mobile Team (MT)/ Mini Outreach Team (MoT)

    Debit Card

    • The amount limit is subject to the transaction limit of the payer’s debit card.

    • The maximum limit for voluntary contribution is  RM100,000 per year.

    Note: Please complete KWSP 6A (DC) Form for payment via debit card

    Click here for more info.

*Contribution payment amount will be credited into EPF member's account within 3 working days for electronic payment and 7 working days for non-electronic payment.
**We do not encourage members to make cash payment at the EPF counter especially for large amounts.
***Payment using a debit card through the MT / MOT channel is subject to the visit Schedule.

Payment Limit

Minimum (RM only)

No limit
*Subject to payment channels

Maximum (RM only)

The maximum limit of accumulate Voluntary Contributions (Self Contribution, i-Saraan Contribution and Account 1 Top-up Savings Contribution) is RM100,000 per year.

EPF- submit your enquiry