Frequently Asked Questions

Self Contribution is only available to Malaysian citizens or permanent residents who are EPF members.

No, it is only eligible to registered EPF members who are either Malaysian citizens or permanent residents.

Yes, you can.​

No. Every Self-Contribution paid into EPF is considered valid and final. Therefore, members are required to ensure the accuracy of payment details before completing the transaction. ​

This statement refers to members' remaining contribution limit for the year.​

The calculation formula is as follows:​

Maximum annual amount of Voluntary Contribution DEDUCT total Voluntary Contribution from all payment channels that have been credited to the member's EPF account = balance of this year annual contribution limit.​

Example:​

RM100,000 – RM312 = RM99,688.​

No, any contributions that exceed the limit will be refunded to the member.​

Your contributions will be deposited into Akaun Emas and can only be withdrawn after you reach the age of 60.

Yes. You can now make Self-Contribution payment exclusively via our KWSP i‑Akaun app. 

Step 1: Log in to KWSP i-Akaun app​

Step 2: Click "Increase your savings"​

Step 3: Enter your contribution amount​

Step 4: Select your bank​

Step 5: Confirm your contribution details and click continue​

Step 6: Accept the Terms & Conditions​

Step 7: Log in to your online banking account and make the payment via FPX​

Step 8: Transaction is complete! Download the receipt to save as a copy​

• Maybank​
• Public Bank​
• CIMB Bank​
• RHB Bank​
• Affin Bank​
• Alliance Bank Malaysia​
• AmBank​
• Bank Islam Malaysia​
• Bank Muamalat​
• Bank Rakyat​
• Bank Simpanan Nasional (BSN)​
• Bank of China (M) Berhad​​
• Deutsche Bank​
• Hong Leong Bank​
• HSBC​
• Kuwait Finance House​
• OCBC​
• Standard Chartered Bank​
• UOB

Self-Contribution payment will be credited to member's EPF account at least in three (3) working days for electronic payment and seven (7) working days for non-electronic payment. 

Allow members to make Voluntary Contribution payments exclusively via the KWSP i‑Akaun app.

Here is how you can make your voluntary contribution via i-Akaun app:

Minimum amount for Voluntary Contributions payment via the KWSP i-Akaun app is RM10.​

​The maximum accumulated limit for Voluntary Contributions (Self Contribution, i-Saraan Contribution, i-Suri Contribution and Akaun Persaraan Top-up Savings Contribution) across all payment channels is RM100,000 per year.​

This statement refers to members' remaining contribution limit for the year.

The calculation formula is as follows:

Maximum annual amount of Voluntary Contribution DEDUCT total Voluntary Contribution from all payment channels that have been credited to the member's EPF account = balance of this year annual contribution limit.

Example:

RM100,000 – RM312 = RM99,688.

• Maybank
• Public Bank
• CIMB Bank
• RHB Bank
• Affin Bank
• Alliance Bank Malaysia
• AmBank
• Bank Islam Malaysia
• Bank Muamalat
• Bank Rakyat
• Bank Simpanan Nasional (BSN)
• Bank of China (M) Berhad
• Deutsche Bank
• Hong Leong Bank
• HSBC
• Kuwait Finance House
• OCBC
• Standard Chartered Bank
• UOB

The Voluntary Contribution payment will be credited to member’s EPF account at least in three working days after the bank transferred the payment to the EPF.

You can't do that at all. Each and every amount of Voluntary Contribution paid into EPF is valid and final. As a result, members are obligated to check that the payment details are accurate before completing the transaction.

No, you can't do it. Voluntary Contributions in excess of the maximum amount will be refunded to the member.

All contributions received after the member reaches the age of 55 are deposited into Akaun Emas and can only be withdrawn after the member reaches the age of 60.