Auto Simpan is the enhancement to the existing Voluntary Contribution (VC) facility. It allows members to set up automatic and recurring monthly contributions into their EPF account. Members may determine the contribution amount and the monthly deduction date to help grow their EPF savings consistently.

No charges are imposed for using the Auto Simpan feature.

Members can register for Auto Simpan via the KWSP i-Akaun app or the i-Akaun (Member) web portal to enable automatic and recurring monthly contributions using the DuitNow AutoDebit service. Follow these steps: 

1. Log in to the KWSP i-Akaun app or i-Akaun (Member) web portal; 
2. On the Home page, click the Savings tab; 
3. Click on "Increase Your Savings"; 
4. Select “Activate Auto Simpan”;
5. The Auto Simpan introduction screen will be displayed. Click “Continue”;
6. Set your contribution amount and monthly deduction date; 
7. Select your bank; 
8. Confirm your contribution details, tick to agree with the Terms & Conditions, and click "Continue"; 
9. Log in to your bank account to authorise the Auto Simpan registration; 
10. A confirmation message will be displayed. Click "Done" to complete the Auto Simpan registration process. 

The following banks currently support Auto Simpan payments via DuitNow AutoDebit through the KWSP i-Akaun app or the i-Akaun (Member) web portal:

1. RHB; 
2. AmBank;
3. Maybank;
4. CIMB Bank;
5. Bank Islam Malaysia Berhad;
6. Bank Muamalat Malaysia Berhad;
7. Hong Leong Bank Berhad.

Note: The list of participating banks will be updated from time to time. 

No. Members can only use their own active bank account. Using another person’s account is not permitted to avoid any issues during monthly deductions. 

The minimum and maximum limits for Auto Simpan are as follows: 

1. Minimum: RM10; 
2. Maximum: RM100,000. 

Note: The annual cumulative limit for voluntary contributions (i-Simpan contribution, i-Saraan contribution, i-Suri contribution, and Akaun Persaraan Top-Up Savings) across all payment channels is RM100,000.  

No. The deduction date and contribution amount selected during registration will be applied on a recurring basis each month and cannot be changed as long as the Auto Simpan is active. To change any of these details, member must cancel the existing Auto Simpan and re-register with the new date or amount via the KWSP i-Akaun app or the i-Akaun (Member) web portal.  

For processing purposes, the system only allows the selection of a deduction date starting two (2) days after the registration date. 

Example: 
If members register on the 1st of the month, the earliest available deduction date will be from the 3rd onwards. 

If the monthly deduction date have been selected by members does not exist in a particular month (e.g. the 29th, 30th, or 31st), the deduction will be made on the last day of that month. 

Example: 

1. If members choose the 31st as their monthly deduction date, the deduction for September will be made on the 30th; 
2. If members choose the 30th as their monthly deduction date, the deduction for February will be made on the 28th (or 29th in a leap year). 

Members can check the status of their Auto Simpan registration through the KWSP i-Akaun app or the  i-Akaun (Member) web portal by following these steps: 

1. Go to the “Profile”; 
2. Select “Auto Transactions”; 
3. Click “Auto Simpan Records”. 

If the registration is successful, they will also receive a notification via push notification and a message in Inbox, accessible through the KWSP i-Akaun app or the i-Akaun (Member) web portal. 

Auto Simpan status will remain active. However, the monthly deductions will not be processed for the remainder of the year, as the annual Voluntary Contribution limit (including i-Simpan, i-Saraan, i-Suri, and Akaun Persaraan Top-up Savings) has been reached. The deductions will automatically resume in the following year. Members will be notified through a push notification and inbox via the KWSP i-Akaun app or the i-Akaun (Members) web portal. 

Auto Simpan deduction may have failed due to one of the following reasons: 

1. Insufficient funds in member’s bank account; 
2. DuitNow AutoDebit payment authorisation has expired or is invalid; 
3. A technical disruption occurred during the payment transaction; 
4. The payment transaction was blocked or declined by the bank. 

Members may make the contribution manually via the Increase Your Savings feature by selecting “Contribute to Myself” in the KWSP i-Akaun app or the i-Akaun (Member) web portal, to ensure their EPF savings remain consistent. 

Yes. Members may cancel an active Auto Simpan at any time via the KWSP i-Akaun app or the i-Akaun (Member) web portal at: 

1. Auto Simpan tab: Select “Increase Your Savings” card → Select “Auto Simpan ” tab → Select “View Details” → Select “Cancel Auto Simpan”; or 
2. Profil: Select “Profile” → Select “Auto Transaction” → Select “Auto Simpan records” → Select “Cancel Auto Simpan”. 

Auto Simpan will be automatically terminated if: 

1. Members have reached the age of 75; or 
2. Their EPF account is closed due to Leaving the Country Withdrawal or Death Withdrawal. 

If members need further assistance regarding Auto Simpan, they may contact EPF through the following channels: 

1. Enquiry Form on the official EPF website; 
2. WhatsApp KWSPMalaysia; 
3. EPF Contact Management Centre; 
4. Nearest EPF office.