Date: 10 Oct 2025
Budget 2026 Drives Inclusive Growth and Long-Term Financial Security for Malaysians

KWASA DAMANSARA, 10 October 2025: The Employees Provident Fund (EPF) welcomes the measures under the Budget 2026, as announced by YAB Prime Minister Dato’ Seri Anwar Ibrahim on 10 October 2025, aimed at accelerating sustainable economic development while promoting equitable, people-centric growth in line with the vision of Ekonomi MADANI.

i-Saraan, i-Saraan Plus and i-Suri to Strengthen Voluntary Retirement Savings
In line with the principle of raising the floor, the EPF is appreciative of the Government’s decision to extend the i-Saraan programme in 2026, and continue to offer matching incentives of up to 20%, capped at RM500 annually and RM5,000 over a lifetime. 

Building on the success of the i-Saraan programme, the newly introduced i-Saraan Plus, tailored for e-hailing and p-hailing drivers, offers a higher annual matching incentive cap of RM600 and RM6,000 over a lifetime. Drivers will be registered as EPF members through platform providers, who will facilitate contribution deductions at rates determined by the drivers themselves.

Meanwhile, recognising the contributions of housewives to family and national development, the Government’s matching incentive for the i-Suri programme will be extended for 2026, with the eligibility age increased from 55 to 60 years old, aligned with the national minimum retirement age. The incentive amounts to 50% of the total annual contribution, subject to a maximum of RM300 per year and RM3,000 over a lifetime. 

EPF Chief Executive Officer Ahmad Zulqarnain Onn said, “The i-Saraan and i-Suri programmes have played a crucial role in expanding retirement savings coverage to more Malaysians, particularly those in the informal sector. These initiatives are part of the EPF’s ongoing efforts to raise the floor of social protection, ensuring that no one is left behind in building financial security for their retirement. The EPF remains committed to working closely with the Government to ensure these initiatives continue to deliver meaningful impact, empowering more Malaysians to build sufficient retirement income and contribute to a more inclusive and prosperous society.”

Building on this commitment, several new measures under Budget 2026 will further strengthen members’ wellbeing and expand the EPF’s role in enhancing social protection.

Expanded Member Protection Plan Boosts Healthcare Coverage and Social Protection
The existing i-Lindung platform will be expanded to include health insurance and takaful, enabling members to use their savings in Akaun Sejahtera to subscribe to Malaysian Health Insurance Takaful (MHIT) plans. This enhancement broadens medical protection options for members and encourages wider participation in insurance and takaful, thereby strengthening social protection for all Malaysians.

Enhanced Hajj Withdrawal Facility
The withdrawal limit under Akaun Sejahtera for members intending to perform the Hajj will be increased from RM3,000 to RM10,000, providing greater flexibility in managing Hajj-related expenses.

Further details on the implementation of the measures under Budget 2026 will be provided in due time

Issued by
Editorial and Media Relations Unit 
Corporate Affairs Department
10 October 2025

About the Employees Provident Fund® (EPF®)

The Employees Provident Fund® (EPF®) is Malaysia’s premier retirement savings fund, helping its members achieve adequate savings for a comfortable retirement. This is in line with EPF’s purpose to build a better retirement future for Malaysia and its mission to helping members achieve a comfortable retirement income. The EPF has evolved significantly from a transaction-centric to a professional fund management organisation with a strong focus on retirement security. The EPF is guided by a robust and professional governance framework when making investment decisions. It continues to play a catalytic role in the nation’s economic growth and seeks to cultivate a savings and investment culture among its members to improve the country’s financial literacy level.