Last updated : 05 Dec 2022    

EPF- self contribution saving

The EPF contribution is not limited to those required under the EPF Act 1991. Voluntary participation of those who are not covered under the EPF Act is strongly encouraged. Furthermore, it is an advantage to have savings set aside for your future retirement.


EPF- requirement Malaysian

Malaysian citizen &  Permanent Resident

EPF- registered member

Registered EPF member

What You Need


  • Payment through internet banking, cash, bank draft or cheque.

Payment Methods and Channels

Mobile App Internet Banking Registered Bank Agent Bank Agent Counters EPF Counters

The amount limit is a minimum of RM10 and up to a maximum of RM60,000 per year. Click here for more info.

Online transfer

  • Alliance Bank
  • Bank Islam
  • Bank Muamalat
  • BSN
  • CIMB Bank
  • Hong Leong Bank
  • Kuwait Finance House
  • Maybank
  • MBSB
  • Public Bank
  • RHB Bank

Bank Agent (EB) BSN


  • BSN
  • Maybank
  • Public Bank
  • RHB Bank - Only payment via Debit Card and Debit transfers are accepted.

Cash (RM500 maximum)/cheque at all EPF counters in state capital including KWSP Muar.

*Contribution payment amount will be credited into EPF member's account within 3 working days for electronic payment and 7 working days for non-electronic payment.
**We do not encourage members to make cash payment at the EPF counter especially for large amounts.

Payment Limit

Minimum (RM only)

No limit

Maximum (RM only)

RM60,000 yearly for all Voluntary Contribution
(Self Contribution, i-Saraan, i-Suri, Top-up Savings Contribution  - effective January 2013)

    • Payments must be made to KUMPULAN WANG SIMPANAN PEKERJA.
    • Member reference number and the month of the contribution must be recorded on the back if payment is made by cheque, money order or bank draft.
EPF- submit your enquiry