Last updated : 06 Sep 2021    

EPF- self contribution saving

The EPF contribution is not limited to those required under the EPF Act 1991. Voluntary participation of those who are not covered under the EPF Act is strongly encouraged. Furthermore, it is an advantage to have savings set aside for your future retirement.


EPF- requirement Malaysian

Malaysian citizen &  Permanent Resident

EPF- registered member

Registered EPF member

What You Need


  • Payment through internet banking, cash, bank draft or cheque.

Payment Methods and Channels

Internet Banking
Bank Agent Counters
Registered Bank AgentEPF Counters

Online transfer

  • MBSB Bank
  • MAYBANK (M2u)
  • RHB Bank
  • Bank Mualamalat
  • Alliance Bank
  • Hong Leong Bank
  • Bank Islam
  • Cimb Bank
  • Kuwait Finance House


  • BSN
  • Maybank
  • Public Bank
  • RHB Bank
    *Cash and cheques are not accepted. Only the use of payment via Debit Card and Debit Transfer is accepted.

Bank Agent (EB) BSN

Cash (RM500 maximum)/cheque at all EPF counters in state capital including KWSP Muar

*Up to 14 working days may be needed before contribution is reflected in your statement.
**We do not encourage members to make cash payment at the EPF counter especially for large amounts.

Payment Limit

Minimum (RM only)

No limit

Maximum (RM only)

RM60,000 yearly for all Voluntary Contribution
(Self Contribution, i-Saraan, i-Suri, Top-up Savings Contribution  - effective January 2013)

    • Payments must be made to KUMPULAN WANG SIMPANAN PEKERJA.
    • Member reference number and the month of the contribution must be recorded on the back if payment is made by cheque, money order or bank draft.
EPF- submit your enquiry