Last updated : 23 Aug 2019    

incapacitation

Our Incapacitation Withdrawal enables you to withdraw all of your EPF savings should your condition deprive you of your ability to work. In addition, eligible members will be given RM5,000 as an Incapacitation Benefit to help ease your burden.

Who Can Apply

Requirements

Requirements

Malaysians & non-Malaysians

Below 55 years of age

Requirements

Have savings with the EPF

Requirements

Unemployed

Requirements

Certified physically or mentally incapacitated by a medical practitioner

Requirements

Must be assessed by the EPF medical board. Appointment with the EPF medical board will be made upon counter submission

Special disclaimer

  1. The EPF reserves the right to verify all medical reports that have been submitted with the relevant medical institutions.
  2. If the EPF medical board deems the member is incapable of managing themselves or their finances, the payment can be made to any person deemed fit by the EPF.
 

What You Can Withdraw

  • Entire savings with the EPF
 
 

  • Incapacitation Benefit (RM5,000)

    For members that meet our requirements, we will award qualified members with an Incapacitation Benefit of RM5,000 at the EPF’s discretion.

    Requirements

    Malaysians 

    Requirements

    Below 55 years of age

    Requirements

    Have worked at least six (6) months continuously with previous employment

    Requirements

    Employment terminated or loss of employment due to incapacity to work

    Requirements

    Applied for Incapacitation Withdrawal within 12 months from the date of termination or loss of employment

What You Need

Documents

  • Copy of identification documents with original copy for verification
  • Original medical report with medical institution's, attending doctor's signature and stamp with full name, designation, MMC/MPM registration number and discipline
  • Bank passbook/Savings account statement/Current account statement/Verification letter of account holder’s details from Bank/Account holder’s details
  • Confirmation letter by employer stating reason for resignation/termination (Compulsory for public sector / Optional for other sectors)
  •   PAYMENT METHODS
    Local Payments Overseas Payments
    Full payment in Ringgit Malaysia (RM) will be credited to your account
    If you hold an active account with our panel bank and your identification number matches the bank records
    Full payment will be made via Foreign Demand Draft in the currency of your choice
    If your preferred currency is included in our list of approved currencies
    You will be issued a Bankers Cheque
    If payment to your account is unsuccessful
    Full payment will be made via
    Foreign Demand Draft in US Dollars
    If your preferred currency is not available on our approved list
  •   IMPORTANT REMINDER

    1. Certify your documents

    Ensure ALL copies of documents have been certified and acknowledged by the authorised persons.

    (complete with name, designation and official stamp except for copies of documents which require certification by an EPF officer)

    AUTHORISED PERSONS

    2. Double check your panel banks

    Refer to the list of EPF panel banks for direct crediting of payment into member’s account

    EPF PANEL BANKS

    3. Submit to EPF

    Send your completed submissions at your nearest EPF Counter or mail it to the EPF.

    FIND EPF NEAR YOU
    POST TO EPF
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