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Pensionable Employees & Optional Retirement Withdrawal 

A Comfortable Retirement For Civil Servants

Pensionable Employees Withdrawal

Pensionable Employees Withdrawal allows EPF members who serve in the public service and have been granted pensionable status to withdraw their EPF savings on or after the effective date of Pensionable Status Grant (PTB).

Optional Retirement Withdrawal

Optional Retirement Withdrawal is for EPF members who choose to retire early from the public service and have been approved by the Public Service Department (JPA); or government servants who retire by choice under privatisation/ corporatisation and continue working at the same agency.
What You Can Withdraw

Balance of EPF Savings after Government share segregation

What You Should Know
  • A pensionable employee is defined as an employee who has been appointed under any written law that affects the appointment of employees in a pensionable establishment by the Government of Malaysia or any State, or by any statutory or local authority.
  • Beginning 1 January 2018, public sector employees who have made a Pensionable Employee/ Optional Retirement Withdrawal are required to continue contributing to the EPF in line with the Portability Scheme (Skim Kebolehalihan).
Who Can Apply

Requirements

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Below 55 years of age
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Employed in the public sector
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Employed in the Ministry of Defence
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Employed in the  Military Service and contributed to the EPF
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Granted pensionable employee status by Jabatan Perkhidmatan Awam (JPA)
*Military personnel opting for optional retirement from military service are not eligible for this withdrawal.

What You Need

Documents

With MyKad
  • MyKad
  • Appendix A – Notice of Declaration Of The Government Contributions/Advance Calculation

Documents

Without MyKad
  • Form KWSP 9J (AHL) and Checklist
  • Appendix A – Notice of Declaration of the Government Contributions/Advance Calculation
  • Copy of identification documents with original for verification
  • Form KWSP 3 (Pindaan) – for mail submissions/failed thumbprint verification
Apply For Manual Withdrawal
Who Can Apply
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Below 55 years of age
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Retired from public service
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Received a proof of retirement status confirmation
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Currently employed in a government agency but have opted for retirement under a corporatisation/ privatisation exercise
*Military personnel opting for optional retirement from military service are not eligible for this withdrawal.

What You Need

Documents

With MyKad

  • MyKad

Proof of Pensioner Status:

  • Pensioner Confirmation Letter produced by the Public Service Department (PSD); OR
  • Retirement Approval Letter issued by the Pension Division, PSD

Documents

Without MyKad

Proof of Pensioner Status:

  • Pensioner Confirmation Letter produced by the Public Service Department (PSD); OR
  • Retirement Approval Letter issued by the Pension Division, PSD
Apply For Manual Withdrawal

Additional Information

Pensionable Employee (Payment & Reminder) Accordion

Frequently Asked Questions

Frequently Asked Question

Pensionable Employee FAQ Accordion

What is meant by Government's Contribution?

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Government's Contribution are contributions to the Employees Provident Fund (EPF) made by a Government employer for civil servants during the probation period prior to their Conferment of Pensionable Status.

What is Pensionable Employees Withdrawal?

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Pensionable Employees Withdrawal is a type of EPF withdrawal that allows civil servants who are still employed in the Public Service and have been emplaced in the pensionable establishment to withdraw the employee's share of contribution. EPF members are only entitled to withdraw the employees' contributions, while the Government contribution will be refunded to Retirement Fund (Incorporated) (KWAP).

Why is the Government's Contribution refunded to KWAP?

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The Government's Contribution is refunded to KWAP for the purpose of retirement benefits for civil servants.

Can I claim the Government's Contribution that has been refunded to KWAP?

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No. The Government's Contribution cannot be claimed by any civil servant who has been conferred the Pensionable Status.

Which party can i contact if there are questions pertaining to the amount of Contribution refunded to KWAP?

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Please contact the Department of Civil Service (Post Pension Division) at Putrajaya or EPF Contact Management Centre (CMC).

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