To facilitate EPF Members in preparing for a comfortable retirement, the EPF allows you to make a partial or full withdrawal from your savings to meet the specific retirement-related needs that are in line with the EPF’s current policies.
Last updated : 08 Dec 2022
Withdrawal from Account 2
Withdrawal from Account 2 to fund own or children's education
Withdrawal from Account 2 to purchase a house
Withdrawal from Account 2 to build a house
Withdrawal from Account 2 to reduce/redeem housing loan balance
Withdrawal from Account 2 to pay monthly housing loan instalment
Use current and future EPF savings to increase loan eligibility limit
Withdrawal from Account 2 to purchase a PR1MA house
Withdrawal from Account 2 to perform Hajj
Withdrawal from Account 2 to cover medical expenses AND/OR to buy healthcare equipment
Withdraw excess savings after exceeding RM1 million
Withdrawal from Akaun 55
Withdrawal from both Account 55 and Akaun Emas
Members serving in the Public Service with pensionable worker status
Physically or mentally incapacitated
Malaysian citizens/Permanent Residents (PR) or non-Malaysians
In the event of member's death
