Saving for the future doesn’t have to be complicated or expensive.

By setting aside just RM6.85 a day, you can build a substantial savings fund over time — around RM25,000 in 10 years if you save on your own. But here’s the secret: where you save matters.

With i-Saraan, the same daily amount could grow to RM39,000, boosted by a 20% government incentive (up to RM500 a year) and estimated annual EPF dividends of around 5%, giving you more value for every ringgit saved.

That’s the power of compounding and smart saving. Beyond higher returns, EPF savings also offer flexibility, retirement income, compound interest, and social protection. The earlier you start, the greater the benefits for your future.